/* ============================================================
   AutoNex – Complete Dual Dark & Light Luxe Theme System
   Responsive typography, smooth transitions & micro-animations
   ============================================================ */

/* ── Font Awesome 6 & Google Fonts Imports ── */
@import url('https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.5.2/css/all.min.css');
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&family=Inter:opsz,wght@14..32,300;14..32,400;14..32,500;14..32,600;14..32,700&display=swap');

/* ── 1. DARK LUXE TOKENS (Default) ── */
:root,
:root[data-theme="dark"],
body[data-theme="dark"] {
    color-scheme: dark;
    --anx-theme-name:  'dark';
    --anx-bg-start:    #0f172a;
    --anx-bg-mid:      #1e1b4b;
    --anx-bg-end:      #0f172a;
    --anx-surface:     rgba(30, 41, 59, 0.68);
    --anx-surface-hi:  rgba(30, 41, 59, 0.88);
    --anx-border:      rgba(255, 255, 255, 0.09);
    --anx-border-hi:   rgba(255, 255, 255, 0.16);
    --anx-text:        #f8fafc;
    --anx-text-dim:    #94a3b8;
    --anx-text-muted:  #64748b;
    --anx-accent:      #6366f1;
    --anx-accent-end:  #7c3aed;
    --anx-accent-glow: rgba(99, 102, 241, 0.4);
    --anx-card-shadow: 0 12px 32px rgba(0, 0, 0, 0.32);
    --anx-card-shadow-hover: 0 20px 42px rgba(0, 0, 0, 0.45);
    --anx-table-head:  rgba(99, 102, 241, 0.15);
    --anx-table-border:rgba(255, 255, 255, 0.07);
    --anx-input-bg:    rgba(15, 23, 42, 0.85);
    --anx-input-border:rgba(255, 255, 255, 0.14);
    --anx-input-focus: rgba(15, 23, 42, 0.95);
    --anx-modal-bg:    rgba(15, 23, 42, 0.98);
    --anx-nav-bg:      rgba(15, 23, 42, 0.55);
    --anx-nav-bg-scrolled: rgba(15, 23, 42, 0.85);
    --anx-nav-border:  rgba(255, 255, 255, 0.08);
    --anx-radius:      22px;
    --anx-radius-sm:   12px;
    --anx-radius-pill: 50px;
    --anx-font:        'Inter', 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    --anx-transition:  cubic-bezier(0.4, 0, 0.2, 1);
}

/* ── Universal Mouse Text Selection ── */
::selection {
    background: rgba(99, 102, 241, 0.26) !important;
    color: inherit !important;
}
::-moz-selection {
    background: rgba(99, 102, 241, 0.26) !important;
    color: inherit !important;
}

[data-theme="light"] ::selection {
    background: rgba(99, 102, 241, 0.2) !important;
    color: #1e1b4b !important;
}
[data-theme="light"] ::-moz-selection {
    background: rgba(99, 102, 241, 0.2) !important;
    color: #1e1b4b !important;
}

[data-theme="dark"] ::selection {
    background: rgba(99, 102, 241, 0.38) !important;
    color: #ffffff !important;
}
[data-theme="dark"] ::-moz-selection {
    background: rgba(99, 102, 241, 0.38) !important;
    color: #ffffff !important;
}

/* ── 2. LIGHT LUXE TOKENS ── */
:root[data-theme="light"],
body[data-theme="light"],
[data-theme="light"] {
    color-scheme: light;
    --anx-theme-name:  'light';
    --anx-bg-start:    #f8fafc;
    --anx-bg-mid:      #eef2ff;
    --anx-bg-end:      #f1f5f9;
    --anx-surface:     rgba(255, 255, 255, 0.82);
    --anx-surface-hi:  rgba(255, 255, 255, 0.96);
    --anx-border:      rgba(99, 102, 241, 0.14);
    --anx-border-hi:   rgba(99, 102, 241, 0.24);
    --anx-text:        #0f172a;
    --anx-text-dim:    #475569;
    --anx-text-muted:  #64748b;
    --anx-accent:      #6366f1;
    --anx-accent-end:  #7c3aed;
    --anx-accent-glow: rgba(99, 102, 241, 0.2);
    --anx-card-shadow: 0 10px 30px rgba(99, 102, 241, 0.08);
    --anx-card-shadow-hover: 0 18px 40px rgba(99, 102, 241, 0.16);
    --anx-table-head:  rgba(99, 102, 241, 0.08);
    --anx-table-border:rgba(99, 102, 241, 0.1);
    --anx-input-bg:    #ffffff;
    --anx-input-border:rgba(203, 213, 225, 0.85);
    --anx-input-focus: #ffffff;
    --anx-modal-bg:    #ffffff;
    --anx-nav-bg:      rgba(255, 255, 255, 0.60);
    --anx-nav-bg-scrolled: rgba(255, 255, 255, 0.88);
    --anx-nav-border:  rgba(99, 102, 241, 0.12);
}

/* ── Reset & Smooth Base ── */
*, *::before, *::after {
    box-sizing: border-box;
}

body, button, input, select, textarea, optgroup, p, span, a, label {
    font-family: var(--anx-font);
}

/* ── Protect Font Awesome Icons from font-family override ── */
.fa, .fas, .far, .fal, .fab, .fad, .fak, 
[class*=" fa-"], [class^="fa-"] {
    font-family: 'Font Awesome 6 Free', 'Font Awesome 6 Brands', 'FontAwesome', sans-serif !important;
    font-style: normal;
    font-variant: normal;
    text-rendering: auto;
    line-height: 1;
    -webkit-font-smoothing: antialiased;
}
.fa, .fas, [class*=" fa-solid"], [class^="fa-solid"] {
    font-weight: 900 !important;
}
.fab, [class*=" fa-brands"], [class^="fa-brands"] {
    font-family: 'Font Awesome 6 Brands', 'FontAwesome', sans-serif !important;
    font-weight: 400 !important;
}

/* ── Professional Institutional Banking Root Scale ── */
html {
    font-size: 13px !important;
    -webkit-text-size-adjust: 100%;
    text-size-adjust: 100%;
}

html, body {
    width: 100%;
    max-width: 100vw;
    overflow-x: hidden !important;
    margin: 0;
    padding: 0;
    transition: background 0.35s ease, color 0.35s ease;
}

body {
    background: linear-gradient(135deg, var(--anx-bg-start) 0%, var(--anx-bg-mid) 50%, var(--anx-bg-end) 100%);
    background-attachment: fixed;
    min-height: 100vh;
    color: var(--anx-text);
    font-family: var(--anx-font);
    font-size: 0.86rem !important;
    line-height: 1.45 !important;
    letter-spacing: -0.012em !important;
    font-variant-numeric: tabular-nums lining-nums;
    font-feature-settings: 'cv02' 1, 'cv03' 1, 'cv04' 1, 'cv11' 1, 'tnum' 1, 'ss01' 1;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

/* ── Scrollbar ── */
::-webkit-scrollbar { width: 7px; height: 7px; }
::-webkit-scrollbar-track { background: transparent; }
::-webkit-scrollbar-thumb { background: rgba(99, 102, 241, 0.35); border-radius: 10px; }
::-webkit-scrollbar-thumb:hover { background: rgba(99, 102, 241, 0.65); }

/* ── Layout Containers ── */
.container {
    max-width: 1320px;
    width: 100%;
    padding-left: 1rem;
    padding-right: 1rem;
    overflow-x: hidden;
}

.table-responsive {
    width: 100%;
    max-width: 100%;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
}

/* ── Primary Glass Surfaces ── */
.glass-card {
    background: var(--anx-surface);
    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);
    border-radius: var(--anx-radius);
    border: 1px solid var(--anx-border);
    box-shadow: var(--anx-card-shadow);
    color: var(--anx-text);
    transition: transform 0.25s var(--anx-transition), box-shadow 0.25s var(--anx-transition), border-color 0.25s ease, background 0.35s ease;
}

.glass-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--anx-card-shadow-hover);
    border-color: var(--anx-border-hi);
}

/* ── Stat Metric Cards ── */
.stat-card {
    background: var(--anx-surface-hi);
    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);
    border-radius: var(--anx-radius);
    border: 1px solid var(--anx-border);
    padding: 1.35rem;
    color: var(--anx-text);
    box-shadow: var(--anx-card-shadow);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease, background 0.35s ease;
    height: 100%;
}

.stat-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--anx-card-shadow-hover);
    border-color: rgba(99, 102, 241, 0.4);
}

.stat-card h1, .stat-card h2, .stat-card h3, .stat-card h4, 
.stat-card .stat-value, .stat-number, .summary-card h4 {
    font-size: 1.22rem !important;
    font-weight: 800;
    letter-spacing: -0.02em;
    color: var(--anx-text);
    font-variant-numeric: tabular-nums;
}

/* ── Summary KPI Cards (Light Pastel / Neon Frosted Glass) ── */
.summary-card {
    border-radius: 18px;
    padding: 16px 20px;
    margin-bottom: 16px;
    transition: transform 0.25s var(--anx-transition), box-shadow 0.25s var(--anx-transition), border-color 0.25s ease;
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.summary-card:hover {
    transform: translateY(-3px);
}

.summary-card h4 {
    font-size: 1.25rem !important;
    margin: 4px 0 !important;
    font-weight: 800 !important;
    font-variant-numeric: tabular-nums;
    letter-spacing: -0.02em;
}

.summary-card small {
    font-size: 0.76rem !important;
    font-weight: 600 !important;
    display: block;
    line-height: 1.35;
}

/* Light Mode / Default summary card colors (Modern Light Pastel) */
.summary-card,
.summary-card-primary {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.08) 0%, rgba(139, 92, 246, 0.12) 100%) !important;
    border: 1px solid rgba(99, 102, 241, 0.26) !important;
    box-shadow: 0 4px 18px rgba(99, 102, 241, 0.08) !important;
}
.summary-card h4,
.summary-card-primary h4 {
    color: #312e81 !important;
}
.summary-card small,
.summary-card-primary small {
    color: #4f46e5 !important;
}

.summary-card-danger {
    background: linear-gradient(135deg, rgba(239, 68, 68, 0.08) 0%, rgba(244, 63, 94, 0.12) 100%) !important;
    border: 1px solid rgba(239, 68, 68, 0.26) !important;
    box-shadow: 0 4px 18px rgba(239, 68, 68, 0.08) !important;
}
.summary-card-danger h4 {
    color: #991b1b !important;
}
.summary-card-danger small {
    color: #dc2626 !important;
}

.summary-card-warning {
    background: linear-gradient(135deg, rgba(245, 158, 11, 0.09) 0%, rgba(249, 115, 22, 0.13) 100%) !important;
    border: 1px solid rgba(245, 158, 11, 0.28) !important;
    box-shadow: 0 4px 18px rgba(245, 158, 11, 0.08) !important;
}
.summary-card-warning h4 {
    color: #92400e !important;
}
.summary-card-warning small {
    color: #d97706 !important;
}

.summary-card-success {
    background: linear-gradient(135deg, rgba(16, 185, 129, 0.08) 0%, rgba(5, 150, 105, 0.12) 100%) !important;
    border: 1px solid rgba(16, 185, 129, 0.26) !important;
    box-shadow: 0 4px 18px rgba(16, 185, 129, 0.08) !important;
}
.summary-card-success h4 {
    color: #065f46 !important;
}
.summary-card-success small {
    color: #059669 !important;
}

.summary-card-info {
    background: linear-gradient(135deg, rgba(14, 165, 233, 0.08) 0%, rgba(2, 132, 199, 0.12) 100%) !important;
    border: 1px solid rgba(14, 165, 233, 0.26) !important;
    box-shadow: 0 4px 18px rgba(14, 165, 233, 0.08) !important;
}
.summary-card-info h4 {
    color: #075985 !important;
}
.summary-card-info small {
    color: #0284c7 !important;
}

/* Dark Theme Summary Card Overrides (Luminous Dark Neon Glass) */
[data-theme="dark"] .summary-card,
[data-theme="dark"] .summary-card-primary {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.18) 0%, rgba(139, 92, 246, 0.22) 100%) !important;
    border: 1px solid rgba(99, 102, 241, 0.45) !important;
    box-shadow: 0 8px 24px rgba(99, 102, 241, 0.25) !important;
}
[data-theme="dark"] .summary-card h4,
[data-theme="dark"] .summary-card-primary h4 {
    color: #ffffff !important;
}
[data-theme="dark"] .summary-card small,
[data-theme="dark"] .summary-card-primary small {
    color: #c7d2fe !important;
}

[data-theme="dark"] .summary-card-danger {
    background: linear-gradient(135deg, rgba(239, 68, 68, 0.18) 0%, rgba(244, 63, 94, 0.22) 100%) !important;
    border: 1px solid rgba(239, 68, 68, 0.45) !important;
    box-shadow: 0 8px 24px rgba(239, 68, 68, 0.25) !important;
}
[data-theme="dark"] .summary-card-danger h4 {
    color: #ffffff !important;
}
[data-theme="dark"] .summary-card-danger small {
    color: #fca5a5 !important;
}

[data-theme="dark"] .summary-card-warning {
    background: linear-gradient(135deg, rgba(245, 158, 11, 0.18) 0%, rgba(249, 115, 22, 0.22) 100%) !important;
    border: 1px solid rgba(245, 158, 11, 0.45) !important;
    box-shadow: 0 8px 24px rgba(245, 158, 11, 0.25) !important;
}
[data-theme="dark"] .summary-card-warning h4 {
    color: #ffffff !important;
}
[data-theme="dark"] .summary-card-warning small {
    color: #fde68a !important;
}

[data-theme="dark"] .summary-card-success {
    background: linear-gradient(135deg, rgba(16, 185, 129, 0.18) 0%, rgba(5, 150, 105, 0.22) 100%) !important;
    border: 1px solid rgba(16, 185, 129, 0.45) !important;
    box-shadow: 0 8px 24px rgba(16, 185, 129, 0.25) !important;
}
[data-theme="dark"] .summary-card-success h4 {
    color: #ffffff !important;
}
[data-theme="dark"] .summary-card-success small {
    color: #a7f3d0 !important;
}

[data-theme="dark"] .summary-card-info {
    background: linear-gradient(135deg, rgba(14, 165, 233, 0.18) 0%, rgba(2, 132, 199, 0.22) 100%) !important;
    border: 1px solid rgba(14, 165, 233, 0.45) !important;
    box-shadow: 0 8px 24px rgba(14, 165, 233, 0.25) !important;
}
[data-theme="dark"] .summary-card-info h4 {
    color: #ffffff !important;
}
[data-theme="dark"] .summary-card-info small {
    color: #7dd3fc !important;
}

/* ── Loan & Credit EMI Cards ── */
.loan-card, .credit-emi-card {
    background: var(--anx-surface-hi);
    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);
    border-radius: 22px;
    border: 1px solid var(--anx-border);
    padding: 1.4rem;
    height: 100%;
    color: var(--anx-text);
    box-shadow: var(--anx-card-shadow);
    transition: transform 0.25s var(--anx-transition), box-shadow 0.25s var(--anx-transition), border-color 0.25s ease, background 0.35s ease;
}

.loan-card:hover, .credit-emi-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--anx-card-shadow-hover);
    border-color: rgba(99, 102, 241, 0.45);
}

.loan-card hr, .credit-emi-card hr {
    border-color: var(--anx-border);
    margin: 0.75rem 0;
}

.loan-card .text-muted, .credit-emi-card .text-muted {
    color: var(--anx-text-dim) !important;
}

/* ── Completed / Closed Facilities (Past & Completed Section) ── */
.loan-card.completed-card, .credit-emi-card.completed-card {
    border: 1px solid rgba(16, 185, 129, 0.35) !important;
    background: linear-gradient(145deg, var(--anx-surface-hi), rgba(16, 185, 129, 0.04)) !important;
    opacity: 0.94;
}
.loan-card.completed-card:hover, .credit-emi-card.completed-card:hover {
    border-color: rgba(16, 185, 129, 0.7) !important;
    opacity: 1;
}
.badge-completed-facility {
    background: rgba(16, 185, 129, 0.16);
    color: #10b981;
    border: 1px solid rgba(16, 185, 129, 0.35);
    padding: 0.32rem 0.65rem;
    border-radius: 50rem;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.03em;
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
}
.completed-archive-header {
    background: rgba(16, 185, 129, 0.07);
    border: 1px solid rgba(16, 185, 129, 0.2);
    border-radius: 16px;
    padding: 0.85rem 1.25rem;
}

/* ── Wallet Cards (Luminous Translucent Glass & Light Pastel) ── */
.wallet-card {
    border-radius: 22px;
    padding: 1.5rem;
    position: relative;
    overflow: hidden;
    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);
    transition: transform 0.25s var(--anx-transition), box-shadow 0.25s var(--anx-transition), border-color 0.25s ease;
}

.wallet-card:hover {
    transform: translateY(-4px);
}

.chip {
    width: 38px; height: 28px;
    background: linear-gradient(135deg, rgba(251, 191, 36, 0.8) 0%, rgba(217, 119, 6, 0.9) 100%);
    border-radius: 6px;
    display: inline-block;
    border: 1px solid rgba(255, 255, 255, 0.3);
}

/* Light Theme Wallet Cards (Soft Pastel Frosted Glass) */
:root[data-theme="light"] .wallet-card,
body[data-theme="light"] .wallet-card,
[data-theme="light"] .wallet-card {
    color: #0f172a !important;
    box-shadow: 0 8px 24px rgba(99, 102, 241, 0.08);
}
[data-theme="light"] .wallet-card h1,
[data-theme="light"] .wallet-card h2,
[data-theme="light"] .wallet-card h3,
[data-theme="light"] .wallet-card h4,
[data-theme="light"] .wallet-card .fs-2,
[data-theme="light"] .wallet-card p,
[data-theme="light"] .wallet-card span:not(.chip) {
    color: #0f172a !important;
}
[data-theme="light"] .wallet-card .text-white-50 {
    color: #475569 !important;
}
[data-theme="light"] .theme-primary {
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.12) 0%, rgba(99, 102, 241, 0.16) 100%) !important;
    border: 1px solid rgba(59, 130, 246, 0.3) !important;
}
[data-theme="light"] .theme-purple {
    background: linear-gradient(135deg, rgba(147, 51, 234, 0.12) 0%, rgba(168, 85, 247, 0.16) 100%) !important;
    border: 1px solid rgba(147, 51, 234, 0.3) !important;
}
[data-theme="light"] .theme-emerald {
    background: linear-gradient(135deg, rgba(16, 185, 129, 0.12) 0%, rgba(5, 150, 105, 0.16) 100%) !important;
    border: 1px solid rgba(16, 185, 129, 0.3) !important;
}
[data-theme="light"] .theme-orange {
    background: linear-gradient(135deg, rgba(249, 115, 22, 0.12) 0%, rgba(234, 88, 12, 0.16) 100%) !important;
    border: 1px solid rgba(249, 115, 22, 0.3) !important;
}
[data-theme="light"] .theme-rose {
    background: linear-gradient(135deg, rgba(244, 63, 94, 0.12) 0%, rgba(225, 29, 72, 0.16) 100%) !important;
    border: 1px solid rgba(244, 63, 94, 0.3) !important;
}
[data-theme="light"] .theme-slate {
    background: linear-gradient(135deg, rgba(100, 116, 139, 0.12) 0%, rgba(71, 85, 105, 0.16) 100%) !important;
    border: 1px solid rgba(100, 116, 139, 0.3) !important;
}

/* Dark Theme Wallet Cards (Luminous Neon Glass) */
:root[data-theme="dark"] .wallet-card,
body[data-theme="dark"] .wallet-card,
[data-theme="dark"] .wallet-card,
.wallet-card {
    color: #ffffff !important;
    box-shadow: 0 12px 32px rgba(0, 0, 0, 0.35);
}
[data-theme="dark"] .wallet-card h1,
[data-theme="dark"] .wallet-card h2,
[data-theme="dark"] .wallet-card h3,
[data-theme="dark"] .wallet-card h4,
[data-theme="dark"] .wallet-card .fs-2,
[data-theme="dark"] .wallet-card p,
[data-theme="dark"] .wallet-card span:not(.chip),
.wallet-card h1, .wallet-card h2, .wallet-card h3, .wallet-card h4, .wallet-card .fs-2, .wallet-card p, .wallet-card span:not(.chip) {
    color: #ffffff !important;
}
.theme-primary {
    background: linear-gradient(135deg, rgba(59, 130, 246, 0.35) 0%, rgba(99, 102, 241, 0.45) 100%) !important;
    border: 1px solid rgba(99, 102, 241, 0.5) !important;
}
.theme-purple {
    background: linear-gradient(135deg, rgba(147, 51, 234, 0.35) 0%, rgba(168, 85, 247, 0.45) 100%) !important;
    border: 1px solid rgba(168, 85, 247, 0.5) !important;
}
.theme-emerald {
    background: linear-gradient(135deg, rgba(16, 185, 129, 0.35) 0%, rgba(5, 150, 105, 0.45) 100%) !important;
    border: 1px solid rgba(16, 185, 129, 0.5) !important;
}
.theme-orange {
    background: linear-gradient(135deg, rgba(249, 115, 22, 0.35) 0%, rgba(234, 88, 12, 0.45) 100%) !important;
    border: 1px solid rgba(249, 115, 22, 0.5) !important;
}
.theme-rose {
    background: linear-gradient(135deg, rgba(244, 63, 94, 0.35) 0%, rgba(225, 29, 72, 0.45) 100%) !important;
    border: 1px solid rgba(244, 63, 94, 0.5) !important;
}
.theme-slate {
    background: linear-gradient(135deg, rgba(100, 116, 139, 0.35) 0%, rgba(71, 85, 105, 0.45) 100%) !important;
    border: 1px solid rgba(100, 116, 139, 0.5) !important;
}

/* ── Action Buttons & Glass Controls (Compact Light Pastel Scale) ── */
.btn {
    font-size: 0.76rem !important;
    padding: 5px 13px !important;
    font-weight: 600 !important;
    line-height: 1.4 !important;
    border-radius: 8px;
    letter-spacing: -0.01em;
    transition: all 0.25s var(--anx-transition);
}

.btn-sm {
    font-size: 0.69rem !important;
    padding: 2.5px 8px !important;
    border-radius: 6px;
}

.btn-lg {
    font-size: 0.84rem !important;
    padding: 7px 16px !important;
    border-radius: 10px;
}

/* Universal Button Light Pastel Palette (Light Mode Default) */
.btn-primary,
.btn-primary-custom {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.14) 0%, rgba(139, 92, 246, 0.18) 100%) !important;
    border: 1px solid rgba(99, 102, 241, 0.35) !important;
    color: #3730a3 !important;
    box-shadow: 0 2px 8px rgba(99, 102, 241, 0.1) !important;
    border-radius: var(--anx-radius-pill);
    padding: 5px 15px !important;
    font-weight: 700;
    font-size: 0.78rem !important;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.35rem;
    text-decoration: none !important;
}

.btn-primary:hover,
.btn-primary-custom:hover {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.22) 0%, rgba(139, 92, 246, 0.26) 100%) !important;
    border-color: rgba(99, 102, 241, 0.5) !important;
    color: #1e1b4b !important;
    transform: translateY(-2px);
    box-shadow: 0 4px 14px rgba(99, 102, 241, 0.2) !important;
}

.btn-success {
    background: linear-gradient(135deg, rgba(16, 185, 129, 0.14) 0%, rgba(5, 150, 105, 0.18) 100%) !important;
    border: 1px solid rgba(16, 185, 129, 0.35) !important;
    color: #065f46 !important;
    box-shadow: 0 2px 8px rgba(16, 185, 129, 0.1) !important;
}
.btn-success:hover {
    background: linear-gradient(135deg, rgba(16, 185, 129, 0.22) 0%, rgba(5, 150, 105, 0.26) 100%) !important;
    border-color: rgba(16, 185, 129, 0.5) !important;
    color: #022c22 !important;
    transform: translateY(-2px);
}

.btn-danger {
    background: linear-gradient(135deg, rgba(239, 68, 68, 0.12) 0%, rgba(244, 63, 94, 0.16) 100%) !important;
    border: 1px solid rgba(239, 68, 68, 0.35) !important;
    color: #991b1b !important;
    box-shadow: 0 2px 8px rgba(239, 68, 68, 0.1) !important;
}
.btn-danger:hover {
    background: linear-gradient(135deg, rgba(239, 68, 68, 0.22) 0%, rgba(244, 63, 94, 0.26) 100%) !important;
    border-color: rgba(239, 68, 68, 0.5) !important;
    color: #450a0a !important;
    transform: translateY(-2px);
}

.btn-warning {
    background: linear-gradient(135deg, rgba(245, 158, 11, 0.14) 0%, rgba(249, 115, 22, 0.18) 100%) !important;
    border: 1px solid rgba(245, 158, 11, 0.35) !important;
    color: #92400e !important;
    box-shadow: 0 2px 8px rgba(245, 158, 11, 0.1) !important;
}
.btn-warning:hover {
    background: linear-gradient(135deg, rgba(245, 158, 11, 0.22) 0%, rgba(249, 115, 22, 0.26) 100%) !important;
    border-color: rgba(245, 158, 11, 0.5) !important;
    color: #451a03 !important;
    transform: translateY(-2px);
}

.btn-info {
    background: linear-gradient(135deg, rgba(14, 165, 233, 0.14) 0%, rgba(2, 132, 199, 0.18) 100%) !important;
    border: 1px solid rgba(14, 165, 233, 0.35) !important;
    color: #075985 !important;
    box-shadow: 0 2px 8px rgba(14, 165, 233, 0.1) !important;
}
.btn-info:hover {
    background: linear-gradient(135deg, rgba(14, 165, 233, 0.22) 0%, rgba(2, 132, 199, 0.26) 100%) !important;
    border-color: rgba(14, 165, 233, 0.5) !important;
    color: #082f49 !important;
    transform: translateY(-2px);
}

.btn-secondary,
.btn-dark {
    background: linear-gradient(135deg, rgba(100, 116, 139, 0.12) 0%, rgba(71, 85, 105, 0.16) 100%) !important;
    border: 1px solid rgba(100, 116, 139, 0.3) !important;
    color: #334155 !important;
}
.btn-secondary:hover,
.btn-dark:hover {
    background: linear-gradient(135deg, rgba(100, 116, 139, 0.2) 0%, rgba(71, 85, 105, 0.24) 100%) !important;
    border-color: rgba(100, 116, 139, 0.5) !important;
    color: #0f172a !important;
    transform: translateY(-2px);
}

.btn-light {
    background: rgba(255, 255, 255, 0.9) !important;
    border: 1px solid rgba(99, 102, 241, 0.25) !important;
    color: #3730a3 !important;
}
.btn-light:hover {
    background: #ffffff !important;
    border-color: rgba(99, 102, 241, 0.45) !important;
    color: #1e1b4b !important;
    transform: translateY(-2px);
}

/* Dark Mode Button Overrides (Luminous Neon Glass) */
[data-theme="dark"] .btn-primary,
[data-theme="dark"] .btn-primary-custom {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.28) 0%, rgba(139, 92, 246, 0.32) 100%) !important;
    border: 1px solid rgba(99, 102, 241, 0.5) !important;
    color: #ffffff !important;
    box-shadow: 0 4px 16px rgba(99, 102, 241, 0.28) !important;
}
[data-theme="dark"] .btn-primary:hover,
[data-theme="dark"] .btn-primary-custom:hover {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.4) 0%, rgba(139, 92, 246, 0.45) 100%) !important;
    border-color: rgba(139, 92, 246, 0.7) !important;
    color: #ffffff !important;
}

[data-theme="dark"] .btn-success {
    background: linear-gradient(135deg, rgba(16, 185, 129, 0.25) 0%, rgba(5, 150, 105, 0.3) 100%) !important;
    border: 1px solid rgba(16, 185, 129, 0.45) !important;
    color: #6ee7b7 !important;
    box-shadow: 0 4px 14px rgba(16, 185, 129, 0.2) !important;
}
[data-theme="dark"] .btn-danger {
    background: linear-gradient(135deg, rgba(239, 68, 68, 0.25) 0%, rgba(244, 63, 94, 0.3) 100%) !important;
    border: 1px solid rgba(239, 68, 68, 0.45) !important;
    color: #fca5a5 !important;
    box-shadow: 0 4px 14px rgba(239, 68, 68, 0.2) !important;
}
[data-theme="dark"] .btn-warning {
    background: linear-gradient(135deg, rgba(245, 158, 11, 0.25) 0%, rgba(249, 115, 22, 0.3) 100%) !important;
    border: 1px solid rgba(245, 158, 11, 0.45) !important;
    color: #fde68a !important;
    box-shadow: 0 4px 14px rgba(245, 158, 11, 0.2) !important;
}
[data-theme="dark"] .btn-info {
    background: linear-gradient(135deg, rgba(14, 165, 233, 0.25) 0%, rgba(2, 132, 199, 0.3) 100%) !important;
    border: 1px solid rgba(14, 165, 233, 0.45) !important;
    color: #7dd3fc !important;
    box-shadow: 0 4px 14px rgba(14, 165, 233, 0.2) !important;
}
[data-theme="dark"] .btn-secondary,
[data-theme="dark"] .btn-dark {
    background: rgba(255, 255, 255, 0.08) !important;
    border: 1px solid rgba(255, 255, 255, 0.16) !important;
    color: #e2e8f0 !important;
}
[data-theme="dark"] .btn-light {
    background: rgba(255, 255, 255, 0.12) !important;
    border: 1px solid rgba(255, 255, 255, 0.2) !important;
    color: #ffffff !important;
}

.btn-glass {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(8px);
    border: 1px solid var(--anx-border);
    color: var(--anx-text) !important;
    border-radius: var(--anx-radius-pill);
    padding: 5px 13px !important;
    font-size: 0.75rem !important;
    font-weight: 600;
    transition: all 0.25s ease;
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    text-decoration: none !important;
}

:root[data-theme="light"] .btn-glass,
body[data-theme="light"] .btn-glass {
    background: rgba(99, 102, 241, 0.08);
    border-color: rgba(99, 102, 241, 0.2);
    color: #4338ca !important;
}

.btn-glass:hover {
    background: rgba(99, 102, 241, 0.18);
    transform: translateY(-2px);
    color: var(--anx-text) !important;
}

/* ── Badges & Chips (Universal Light Pastel System) ── */
.badge {
    font-size: 0.65rem !important;
    font-weight: 700 !important;
    padding: 0.26em 0.62em !important;
    letter-spacing: 0.3px;
    border-radius: 6px;
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
}

/* Light Theme Badges (Soft Pastel with High Contrast Text) */
.badge.bg-primary,
.badge-soft-primary {
    background: rgba(99, 102, 241, 0.14) !important;
    color: #3730a3 !important;
    border: 1px solid rgba(99, 102, 241, 0.3) !important;
}
.badge.bg-success,
.badge-soft-success {
    background: rgba(16, 185, 129, 0.14) !important;
    color: #065f46 !important;
    border: 1px solid rgba(16, 185, 129, 0.3) !important;
}
.badge.bg-danger,
.badge-soft-danger {
    background: rgba(239, 68, 68, 0.12) !important;
    color: #991b1b !important;
    border: 1px solid rgba(239, 68, 68, 0.3) !important;
}
.badge.bg-warning,
.badge-soft-warning {
    background: rgba(245, 158, 11, 0.14) !important;
    color: #92400e !important;
    border: 1px solid rgba(245, 158, 11, 0.3) !important;
}
.badge.bg-info,
.badge-soft-info {
    background: rgba(14, 165, 233, 0.14) !important;
    color: #075985 !important;
    border: 1px solid rgba(14, 165, 233, 0.3) !important;
}
.badge.bg-secondary,
.badge.bg-dark,
.badge-soft-secondary {
    background: rgba(100, 116, 139, 0.12) !important;
    color: #334155 !important;
    border: 1px solid rgba(100, 116, 139, 0.25) !important;
}

/* Dark Theme Badges (Luminous Neon Frosted) */
[data-theme="dark"] .badge.bg-primary,
[data-theme="dark"] .badge-soft-primary {
    background: rgba(99, 102, 241, 0.25) !important;
    color: #c7d2fe !important;
    border: 1px solid rgba(99, 102, 241, 0.45) !important;
}
[data-theme="dark"] .badge.bg-success,
[data-theme="dark"] .badge-soft-success {
    background: rgba(16, 185, 129, 0.25) !important;
    color: #a7f3d0 !important;
    border: 1px solid rgba(16, 185, 129, 0.45) !important;
}
[data-theme="dark"] .badge.bg-danger,
[data-theme="dark"] .badge-soft-danger {
    background: rgba(239, 68, 68, 0.25) !important;
    color: #fca5a5 !important;
    border: 1px solid rgba(239, 68, 68, 0.45) !important;
}
[data-theme="dark"] .badge.bg-warning,
[data-theme="dark"] .badge-soft-warning {
    background: rgba(245, 158, 11, 0.25) !important;
    color: #fde68a !important;
    border: 1px solid rgba(245, 158, 11, 0.45) !important;
}
[data-theme="dark"] .badge.bg-info,
[data-theme="dark"] .badge-soft-info {
    background: rgba(14, 165, 233, 0.25) !important;
    color: #7dd3fc !important;
    border: 1px solid rgba(14, 165, 233, 0.45) !important;
}
[data-theme="dark"] .badge.bg-secondary,
[data-theme="dark"] .badge.bg-dark,
[data-theme="dark"] .badge-soft-secondary {
    background: rgba(148, 163, 184, 0.2) !important;
    color: #e2e8f0 !important;
    border: 1px solid rgba(148, 163, 184, 0.35) !important;
}

.countdown-timer {
    font-family: 'Inter', monospace;
    font-size: 0.76rem !important;
    font-weight: 700;
    background: rgba(99, 102, 241, 0.12);
    color: #4338ca;
    border: 1px solid rgba(99, 102, 241, 0.3);
    padding: 3px 10px;
    border-radius: 40px;
    display: inline-block;
}
[data-theme="dark"] .countdown-timer {
    background: rgba(99, 102, 241, 0.25);
    color: #a5b4fc;
}

.badge-upcoming {
    background: rgba(245, 158, 11, 0.14);
    color: #92400e;
    border: 1px solid rgba(245, 158, 11, 0.35);
    border-radius: 40px;
    padding: 3px 10px;
    font-size: 0.68rem !important;
    font-weight: 700;
}

:root[data-theme="dark"] .badge-upcoming,
body[data-theme="dark"] .badge-upcoming {
    background: rgba(245, 158, 11, 0.25);
    color: #fde68a;
    border-color: rgba(245, 158, 11, 0.45);
}

/* ── Modern Tabs ── */
.nav-tabs {
    border-bottom: none;
    gap: 6px;
    flex-wrap: wrap;
}

.nav-tabs .nav-link {
    color: var(--anx-text-dim);
    background: var(--anx-surface);
    border: 1px solid var(--anx-border);
    border-radius: var(--anx-radius-pill);
    padding: 6px 18px !important;
    font-weight: 600;
    font-size: 0.8rem !important;
    transition: all 0.25s ease;
}

.nav-tabs .nav-link:hover {
    color: var(--anx-text);
    background: var(--anx-surface-hi);
    border-color: var(--anx-border-hi);
}

.nav-tabs .nav-link.active {
    background: linear-gradient(135deg, #4f46e5 0%, #7c3aed 100%) !important;
    color: #ffffff !important;
    border-color: transparent !important;
    box-shadow: 0 4px 16px rgba(99, 102, 241, 0.45);
}

/* ── Table Aesthetics (Professional Banking Density) ── */
.table {
    color: var(--anx-text);
    border-color: var(--anx-table-border);
    font-size: 0.77rem !important;
    margin-bottom: 0;
}

.table > :not(caption) > * > * {
    background-color: transparent;
    border-bottom-color: var(--anx-table-border);
    padding: 0.45rem 0.7rem !important;
    color: var(--anx-text);
    vertical-align: middle;
    font-variant-numeric: tabular-nums;
    line-height: 1.4;
}

.table-hover > tbody > tr:hover > * {
    background-color: rgba(99, 102, 241, 0.08);
}

.table thead th, .schedule-table th {
    font-size: 0.67rem !important;
    font-weight: 700 !important;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--anx-text-dim);
    background: var(--anx-table-head) !important;
    border-bottom: 1px solid var(--anx-border-hi);
    padding: 0.45rem 0.7rem !important;
    white-space: nowrap;
}

:root[data-theme="light"] .table thead th,
body[data-theme="light"] .table thead th {
    color: #4338ca !important;
}

/* ── Form Controls (Professional Compact Banking Scale) ── */
.form-control, .form-select {
    background: var(--anx-input-bg) !important;
    border: 1px solid var(--anx-input-border) !important;
    color: var(--anx-text) !important;
    border-radius: 8px !important;
    padding: 5px 10px !important;
    font-size: 0.79rem !important;
    line-height: 1.4 !important;
    min-height: 32px;
    transition: border-color 0.2s, box-shadow 0.2s, background 0.3s;
}

.form-control:focus, .form-select:focus {
    border-color: var(--anx-accent) !important;
    box-shadow: 0 0 0 3px var(--anx-accent-glow) !important;
    background: var(--anx-input-focus) !important;
    color: var(--anx-text) !important;
}

.form-control::placeholder {
    color: var(--anx-text-muted);
}

.form-label, .label-glass, label {
    font-weight: 600 !important;
    color: var(--anx-text);
    margin-bottom: 3px !important;
    display: block;
    font-size: 0.73rem !important;
    letter-spacing: 0.01em;
}

.input-group-text {
    font-size: 0.78rem !important;
    padding: 5px 10px !important;
    min-height: 32px;
}

/* ── Modals (Glass) ── */
.modal-content.glass-modal {
    background: var(--anx-modal-bg);
    backdrop-filter: blur(24px);
    -webkit-backdrop-filter: blur(24px);
    border: 1px solid var(--anx-border-hi);
    border-radius: 24px;
    color: var(--anx-text);
    box-shadow: 0 25px 60px rgba(0, 0, 0, 0.4);
}

.modal-header, .modal-footer {
    border-color: var(--anx-border);
}

:root[data-theme="dark"] .btn-close,
body[data-theme="dark"] .btn-close {
    filter: invert(1) grayscale(1) brightness(2);
}

:root[data-theme="light"] .btn-close,
body[data-theme="light"] .btn-close {
    filter: none;
}

/* ── Alert Overrides ── */
.alert {
    border-radius: var(--anx-radius-sm);
    border: none;
    font-weight: 500;
    backdrop-filter: blur(10px);
}

.alert-success {
    background: rgba(16, 185, 129, 0.16);
    color: #10b981;
    border: 1px solid rgba(16, 185, 129, 0.3);
}

.alert-danger {
    background: rgba(239, 68, 68, 0.16);
    color: #ef4444;
    border: 1px solid rgba(239, 68, 68, 0.3);
}

.alert-warning {
    background: rgba(245, 158, 11, 0.16);
    color: #f59e0b;
    border: 1px solid rgba(245, 158, 11, 0.3);
}

.alert-info {
    background: rgba(59, 130, 246, 0.16);
    color: #3b82f6;
    border: 1px solid rgba(59, 130, 246, 0.3);
}

/* ── Page Titles & Typography (Professional Banking Standard) ── */
.page-title {
    font-size: 1.20rem !important;
    font-weight: 700;
    letter-spacing: -0.02em;
    color: var(--anx-text);
    line-height: 1.25;
}

.page-title i {
    margin-right: 0.45rem;
    background: linear-gradient(135deg, #6366f1, #8b5cf6);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.page-subtitle {
    font-size: 0.76rem !important;
    color: var(--anx-text-dim);
    font-weight: 400;
    line-height: 1.4;
    margin-top: 0.15rem;
}

/* Headings scale (Compact Institutional Scale) */
h1, .h1 { font-size: 1.22rem !important; font-weight: 700; letter-spacing: -0.02em; line-height: 1.25; }
h2, .h2 { font-size: 1.10rem !important; font-weight: 700; letter-spacing: -0.015em; line-height: 1.28; }
h3, .h3 { font-size: 0.98rem !important; font-weight: 700; letter-spacing: -0.01em; line-height: 1.3; }
h4, .h4 { font-size: 0.88rem !important; font-weight: 600; letter-spacing: -0.01em; line-height: 1.35; }
h5, .h5 { font-size: 0.80rem !important; font-weight: 600; line-height: 1.35; }
h6, .h6 { font-size: 0.72rem !important; font-weight: 600; text-transform: uppercase; letter-spacing: 0.5px; }

/* Bootstrap Display & Typography Utilities Override */
.lead { font-size: 0.86rem !important; font-weight: 400; line-height: 1.45; }
.display-1 { font-size: 1.8rem !important; }
.display-2 { font-size: 1.6rem !important; }
.display-3 { font-size: 1.4rem !important; }
.display-4 { font-size: 1.22rem !important; }
.display-5 { font-size: 1.12rem !important; }
.display-6 { font-size: 1.02rem !important; }
.fs-1 { font-size: 1.22rem !important; }
.fs-2 { font-size: 1.10rem !important; }
.fs-3 { font-size: 0.98rem !important; }
.fs-4 { font-size: 0.88rem !important; }
.fs-5 { font-size: 0.80rem !important; }
.fs-6 { font-size: 0.74rem !important; }
small, .small { font-size: 0.72rem !important; }

h1, h2, h3, h4, h5, h6 {
    color: var(--anx-text);
    font-family: var(--anx-font);
}

/* ── Stat Cards (Banking Analytics Metrics) ── */
.stat-card {
    background: var(--anx-surface);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border: 1px solid var(--anx-border);
    border-radius: var(--anx-radius-sm);
    padding: 0.85rem 1.05rem !important;
    color: var(--anx-text);
    box-shadow: var(--anx-card-shadow);
    transition: all 0.25s var(--anx-transition);
}

.stat-card:hover {
    transform: translateY(-2px);
    border-color: var(--anx-border-hi);
    box-shadow: var(--anx-card-shadow-hover);
}

.stat-card h6, .stat-card .stat-label {
    font-size: 0.67rem !important;
    font-weight: 700 !important;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 0.25rem;
    color: var(--anx-text-dim);
}

.stat-card h1, .stat-card h2, .stat-card h3, .stat-card h4, 
.stat-card .stat-value, .stat-number, .summary-card h4 {
    font-size: 1.22rem !important;
    font-weight: 800 !important;
    letter-spacing: -0.02em;
    font-variant-numeric: tabular-nums;
    margin-bottom: 0;
    color: var(--anx-text);
}

/* ── Stat Icon Containers ── */
.stat-icon {
    width: 36px !important;
    height: 36px !important;
    border-radius: 10px !important;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem !important;
    transition: transform 0.25s ease;
}

.stat-icon i, .stat-icon .fa-2x, .stat-card i.fa-2x {
    font-size: 1.05rem !important;
}

.stat-card:hover .stat-icon {
    transform: scale(1.08) rotate(3deg);
}

/* ── Keyframe Animations ── */
@keyframes fadeInUp {
    from { opacity: 0; transform: translateY(18px); }
    to   { opacity: 1; transform: translateY(0); }
}

@keyframes pulseGlow {
    0%   { box-shadow: 0 0 0 0 var(--anx-accent-glow); }
    70%  { box-shadow: 0 0 0 10px rgba(99, 102, 241, 0); }
    100% { box-shadow: 0 0 0 0 rgba(99, 102, 241, 0); }
}

@keyframes spinIcon {
    from { transform: rotate(0deg); }
    to   { transform: rotate(360deg); }
}

.animate-in {
    animation: fadeInUp 0.45s var(--anx-transition) forwards;
}

/* ── Responsive Breakpoints ── */
@media (max-width: 992px) {
    .container { padding-left: 0.85rem; padding-right: 0.85rem; }
    .page-title { font-size: 1.5rem; }
    .stat-card { padding: 1.2rem; }
}

@media (max-width: 768px) {
    .loan-card, .credit-emi-card { padding: 1.15rem; }
    .loan-card .row .col-6, .credit-emi-card .row .col-6 { font-size: 0.82rem; }
    .stat-card { padding: 1.1rem; }
    .stat-card h3 { font-size: 1.35rem; }
    .nav-tabs .nav-link { padding: 6px 16px; font-size: 0.8rem; }
    .glass-card { padding: 1.2rem; }
    .page-title { font-size: 1.35rem; }
}

@media (max-width: 576px) {
    .stat-card h3 { font-size: 1.15rem; }
    .page-title { font-size: 1.2rem; }
    .btn-primary-custom { font-size: 0.82rem; padding: 8px 16px; }
}

/* ── LIGHT LUXE UNIVERSAL TEXT & CONTRAST SYSTEM ── */

/* 1. Light Mode High-Contrast Pastel Element Text Rules */
[data-theme="light"] .btn-primary,
[data-theme="light"] .btn-primary-custom {
    color: #3730a3 !important;
}
[data-theme="light"] .btn-primary:hover,
[data-theme="light"] .btn-primary-custom:hover {
    color: #1e1b4b !important;
}
[data-theme="light"] .btn-success {
    color: #065f46 !important;
}
[data-theme="light"] .btn-danger {
    color: #991b1b !important;
}
[data-theme="light"] .btn-warning {
    color: #92400e !important;
}
[data-theme="light"] .btn-info {
    color: #075985 !important;
}
[data-theme="light"] .btn-secondary,
[data-theme="light"] .btn-dark {
    color: #334155 !important;
}
[data-theme="light"] .btn-light {
    color: #3730a3 !important;
}

/* Light Theme Auth & Brand Icons */
[data-theme="light"] .app-brand-icon,
[data-theme="light"] .auth-logo-box {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.16) 0%, rgba(139, 92, 246, 0.22) 100%) !important;
    border: 1px solid rgba(99, 102, 241, 0.3) !important;
    color: #4338ca !important;
    box-shadow: 0 4px 16px rgba(99, 102, 241, 0.12) !important;
}
[data-theme="light"] .app-brand-icon *,
[data-theme="light"] .auth-logo-box * {
    color: #4338ca !important;
}

[data-theme="light"] .auth-submit-btn,
[data-theme="light"] .btn-auth-submit {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.16) 0%, rgba(139, 92, 246, 0.22) 100%) !important;
    border: 1px solid rgba(99, 102, 241, 0.4) !important;
    color: #3730a3 !important;
    box-shadow: 0 4px 18px rgba(99, 102, 241, 0.12) !important;
    font-weight: 700 !important;
}
[data-theme="light"] .auth-submit-btn:hover,
[data-theme="light"] .btn-auth-submit:hover {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.25) 0%, rgba(139, 92, 246, 0.3) 100%) !important;
    border-color: rgba(99, 102, 241, 0.6) !important;
    color: #1e1b4b !important;
    box-shadow: 0 6px 22px rgba(99, 102, 241, 0.2) !important;
}
[data-theme="light"] .auth-submit-btn *,
[data-theme="light"] .btn-auth-submit * {
    color: #3730a3 !important;
}

/* 2. Universal text-white, text-white-50, and text-light overrides for light mode */
[data-theme="light"] .text-white,
[data-theme="light"] .text-light,
[data-theme="light"] .text-white-100,
[data-theme="light"] [class*="text-white-"] {
    color: var(--anx-text, #0f172a) !important;
}

[data-theme="light"] .text-white-50,
[data-theme="light"] .text-white-75 {
    color: var(--anx-text-dim, #475569) !important;
}

/* ── Universal Light Selection & Active States System ── */
/* Nav Tabs & Pills Active States */
.nav-tabs, .nav-pills {
    border-bottom: 1px solid var(--anx-border) !important;
}

.nav-tabs .nav-link, .nav-pills .nav-link {
    color: var(--anx-text-dim) !important;
    border-radius: 50px !important;
    padding: 6px 18px !important;
    font-size: 0.82rem !important;
    font-weight: 600 !important;
    transition: all 0.2s ease !important;
    border: 1px solid transparent !important;
}

.nav-tabs .nav-link:hover, .nav-pills .nav-link:hover {
    background: rgba(99, 102, 241, 0.08) !important;
    color: var(--anx-accent, #6366f1) !important;
}

.nav-tabs .nav-link.active, .nav-pills .nav-link.active {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.14) 0%, rgba(139, 92, 246, 0.18) 100%) !important;
    color: #4338ca !important;
    border: 1px solid rgba(99, 102, 241, 0.3) !important;
    box-shadow: 0 2px 8px rgba(99, 102, 241, 0.1) !important;
    font-weight: 700 !important;
}

[data-theme="dark"] .nav-tabs .nav-link.active,
[data-theme="dark"] .nav-pills .nav-link.active {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.25) 0%, rgba(139, 92, 246, 0.3) 100%) !important;
    color: #ffffff !important;
    border: 1px solid rgba(99, 102, 241, 0.45) !important;
    box-shadow: 0 4px 14px rgba(99, 102, 241, 0.28) !important;
}

/* Dropdown Item Hover & Active Selection */
.dropdown-item:hover, .dropdown-item:focus {
    background: rgba(99, 102, 241, 0.1) !important;
    color: var(--anx-text, #0f172a) !important;
}

[data-theme="dark"] .dropdown-item:hover,
[data-theme="dark"] .dropdown-item:focus {
    background: rgba(99, 102, 241, 0.2) !important;
    color: #ffffff !important;
}

.dropdown-item.active, .dropdown-item:active {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.18) 0%, rgba(139, 92, 246, 0.22) 100%) !important;
    color: #4338ca !important;
    font-weight: 700 !important;
}

[data-theme="dark"] .dropdown-item.active,
[data-theme="dark"] .dropdown-item:active {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.35) 0%, rgba(139, 92, 246, 0.4) 100%) !important;
    color: #ffffff !important;
}

/* Button Group / Filter Pill Selection */
.btn-check:checked + .btn,
.btn-check:active + .btn,
.btn-group > .btn.active {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.14) 0%, rgba(139, 92, 246, 0.18) 100%) !important;
    color: #4338ca !important;
    border-color: rgba(99, 102, 241, 0.35) !important;
    font-weight: 700 !important;
    box-shadow: 0 2px 8px rgba(99, 102, 241, 0.1) !important;
}

[data-theme="dark"] .btn-check:checked + .btn,
[data-theme="dark"] .btn-check:active + .btn,
[data-theme="dark"] .btn-group > .btn.active {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.28) 0%, rgba(139, 92, 246, 0.32) 100%) !important;
    color: #ffffff !important;
    border-color: rgba(99, 102, 241, 0.5) !important;
    box-shadow: 0 4px 14px rgba(99, 102, 241, 0.25) !important;
}

/* Table Hover Row Selection */
.table-hover > tbody > tr:hover,
table.table tbody tr:hover {
    background-color: rgba(99, 102, 241, 0.05) !important;
    transition: background-color 0.15s ease;
}

[data-theme="dark"] .table-hover > tbody > tr:hover,
[data-theme="dark"] table.table tbody tr:hover {
    background-color: rgba(99, 102, 241, 0.12) !important;
}

/* 3. Headings, Cards & Containers */
[data-theme="light"] h1, [data-theme="light"] .h1,
[data-theme="light"] h2, [data-theme="light"] .h2,
[data-theme="light"] h3, [data-theme="light"] .h3,
[data-theme="light"] h4, [data-theme="light"] .h4,
[data-theme="light"] h5, [data-theme="light"] .h5,
[data-theme="light"] h6, [data-theme="light"] .h6,
[data-theme="light"] .card-title,
[data-theme="light"] .card-header,
[data-theme="light"] .modal-title,
[data-theme="light"] .page-title,
[data-theme="light"] .bank-group-header h5,
[data-theme="light"] .policy-banner h4,
[data-theme="light"] .glass-card h1,
[data-theme="light"] .glass-card h2,
[data-theme="light"] .glass-card h3,
[data-theme="light"] .glass-card h4,
[data-theme="light"] .glass-card h5,
[data-theme="light"] .glass-card h6 {
    color: var(--anx-text, #0f172a) !important;
}

[data-theme="light"] p:not(.wallet-card *):not(.summary-card *),
[data-theme="light"] span:not(.wallet-card *):not(.summary-card *):not(.badge):not(.btn):not(.app-brand-icon *):not(.auth-submit-btn *),
[data-theme="light"] label,
[data-theme="light"] .form-label,
[data-theme="light"] .label-glass,
[data-theme="light"] .form-check-label {
    color: var(--anx-text, #0f172a) !important;
}

[data-theme="light"] .text-muted,
[data-theme="light"] .page-subtitle,
[data-theme="light"] .stat-label,
[data-theme="light"] .metric-label,
[data-theme="light"] .text-dim,
[data-theme="light"] small.text-muted,
[data-theme="light"] .small.text-muted {
    color: var(--anx-text-dim, #475569) !important;
}

/* 4. Table Headers, Rows & Cells in Light Mode */
[data-theme="light"] .table,
[data-theme="light"] .table-hover,
[data-theme="light"] .schedule-table,
[data-theme="light"] .activity-table,
[data-theme="light"] .glass-table {
    color: var(--anx-text, #0f172a) !important;
    border-color: rgba(99, 102, 241, 0.12) !important;
}

[data-theme="light"] .table th,
[data-theme="light"] .schedule-table th,
[data-theme="light"] .activity-table thead th,
[data-theme="light"] .glass-table th {
    background: rgba(99, 102, 241, 0.08) !important;
    color: #4338ca !important;
    border-bottom: 1px solid rgba(99, 102, 241, 0.2) !important;
    font-weight: 700 !important;
}

[data-theme="light"] .table td,
[data-theme="light"] .schedule-table td,
[data-theme="light"] .activity-table tbody td,
[data-theme="light"] .glass-table td {
    color: var(--anx-text, #0f172a) !important;
    border-bottom-color: rgba(99, 102, 241, 0.08) !important;
}

[data-theme="light"] .table-hover > tbody > tr:hover > * {
    background-color: rgba(99, 102, 241, 0.06) !important;
}

[data-theme="light"] .paid-row {
    background-color: rgba(16, 185, 129, 0.1) !important;
}
[data-theme="light"] .paid-row td {
    color: #065f46 !important;
}

[data-theme="light"] .overdue-row {
    background-color: rgba(239, 68, 68, 0.1) !important;
}
[data-theme="light"] .overdue-row td {
    color: #991b1b !important;
}

[data-theme="light"] .due-row,
[data-theme="light"] .pending-row {
    background-color: rgba(245, 158, 11, 0.1) !important;
}
[data-theme="light"] .due-row td,
[data-theme="light"] .pending-row td {
    color: #92400e !important;
}

/* 5. Glass Badges & Pills */
[data-theme="light"] .badge-glass {
    background: rgba(99, 102, 241, 0.08) !important;
    color: #4338ca !important;
    border: 1px solid rgba(99, 102, 241, 0.2) !important;
}
[data-theme="light"] .badge-glass-success {
    background: rgba(16, 185, 129, 0.14) !important;
    color: #047857 !important;
    border: 1px solid rgba(16, 185, 129, 0.3) !important;
}
[data-theme="light"] .badge-glass-danger {
    background: rgba(239, 68, 68, 0.14) !important;
    color: #b91c1c !important;
    border: 1px solid rgba(239, 68, 68, 0.3) !important;
}
[data-theme="light"] .badge-glass-warning {
    background: rgba(245, 158, 11, 0.14) !important;
    color: #b45309 !important;
    border: 1px solid rgba(245, 158, 11, 0.3) !important;
}
[data-theme="light"] .badge-glass-muted {
    background: rgba(100, 116, 139, 0.12) !important;
    color: #475569 !important;
    border: 1px solid rgba(100, 116, 139, 0.22) !important;
}
[data-theme="light"] .filter-chip {
    background: rgba(255, 255, 255, 0.9) !important;
    border-color: rgba(99, 102, 241, 0.2) !important;
    color: #475569 !important;
}
[data-theme="light"] .filter-chip:hover {
    background: rgba(99, 102, 241, 0.08) !important;
    color: #4338ca !important;
}
[data-theme="light"] .filter-chip.active {
    background: linear-gradient(135deg, #10b981 0%, #059669 100%) !important;
    color: #ffffff !important;
    border-color: #10b981 !important;
}

/* 6. Form Controls & Inputs */
[data-theme="light"] .form-control,
[data-theme="light"] .form-select,
[data-theme="light"] input:not([type="submit"]):not([type="button"]):not([type="checkbox"]):not([type="radio"]),
[data-theme="light"] select,
[data-theme="light"] textarea {
    background: #ffffff !important;
    color: #0f172a !important;
    border-color: #cbd5e1 !important;
}
[data-theme="light"] .form-control:focus,
[data-theme="light"] .form-select:focus {
    background: #ffffff !important;
    color: #0f172a !important;
    border-color: #6366f1 !important;
    box-shadow: 0 0 0 3px rgba(99, 102, 241, 0.2) !important;
}
[data-theme="light"] .form-control::placeholder,
[data-theme="light"] input::placeholder,
[data-theme="light"] textarea::placeholder {
    color: #94a3b8 !important;
}

/* 7. Modals & Popups */
[data-theme="light"] .modal-content,
[data-theme="light"] .modal-content.glass-modal {
    background: #ffffff !important;
    color: #0f172a !important;
    border: 1px solid rgba(99, 102, 241, 0.2) !important;
    box-shadow: 0 25px 60px rgba(99, 102, 241, 0.16) !important;
}
[data-theme="light"] .modal-header,
[data-theme="light"] .modal-footer {
    border-color: rgba(99, 102, 241, 0.12) !important;
}
[data-theme="light"] .btn-close,
[data-theme="light"] .btn-close.btn-close-white {
    filter: none !important;
    opacity: 0.7 !important;
}
[data-theme="light"] .btn-close:hover {
    opacity: 1 !important;
}

/* 8. Glass Buttons & Outlines */
[data-theme="light"] .btn-glass {
    background: rgba(99, 102, 241, 0.08) !important;
    border-color: rgba(99, 102, 241, 0.22) !important;
    color: #4338ca !important;
}
[data-theme="light"] .btn-glass:hover {
    background: rgba(99, 102, 241, 0.18) !important;
    color: #312e81 !important;
}
[data-theme="light"] .btn-outline-light {
    color: #4338ca !important;
    border-color: rgba(99, 102, 241, 0.3) !important;
    background: rgba(99, 102, 241, 0.06) !important;
}
[data-theme="light"] .btn-outline-light:hover {
    color: #ffffff !important;
    background: linear-gradient(135deg, #4f46e5, #7c3aed) !important;
    border-color: #4f46e5 !important;
}
[data-theme="light"] .btn-outline-glass {
    background: rgba(99, 102, 241, 0.06) !important;
    border-color: rgba(99, 102, 241, 0.22) !important;
    color: #4338ca !important;
}
[data-theme="light"] .btn-outline-glass:hover {
    background: rgba(99, 102, 241, 0.16) !important;
    color: #312e81 !important;
}
[data-theme="light"] .btn-outline-glass-success {
    background: rgba(16, 185, 129, 0.1) !important;
    border-color: rgba(16, 185, 129, 0.35) !important;
    color: #047857 !important;
}
[data-theme="light"] .btn-outline-glass-success:hover {
    background: rgba(16, 185, 129, 0.22) !important;
    color: #065f46 !important;
}
[data-theme="light"] .btn-outline-glass-danger {
    background: rgba(239, 68, 68, 0.1) !important;
    border-color: rgba(239, 68, 68, 0.35) !important;
    color: #b91c1c !important;
}
[data-theme="light"] .btn-outline-glass-danger:hover {
    background: rgba(239, 68, 68, 0.22) !important;
    color: #991b1b !important;
}
[data-theme="light"] .btn-outline-glass-primary {
    background: rgba(99, 102, 241, 0.1) !important;
    border-color: rgba(99, 102, 241, 0.35) !important;
    color: #4338ca !important;
}
[data-theme="light"] .btn-outline-glass-primary:hover {
    background: rgba(99, 102, 241, 0.22) !important;
    color: #312e81 !important;
}

/* 9. Specialized Banners & Cards */
[data-theme="light"] .bank-group-header {
    background: rgba(99, 102, 241, 0.06) !important;
    border-bottom: 1px solid rgba(99, 102, 241, 0.15) !important;
}
[data-theme="light"] .bank-group-header h5 {
    color: #1e1b4b !important;
}
[data-theme="light"] .policy-banner {
    background: rgba(255, 255, 255, 0.88) !important;
    border: 1px solid rgba(99, 102, 241, 0.18) !important;
    box-shadow: 0 10px 30px rgba(99, 102, 241, 0.08) !important;
}
[data-theme="light"] .completed-archive-header {
    background: rgba(16, 185, 129, 0.08) !important;
    border: 1px solid rgba(16, 185, 129, 0.25) !important;
}
[data-theme="light"] .completed-archive-header h5 {
    color: #065f46 !important;
}

/* 10. Live Simulator Cards */
[data-theme="light"] .calc-preview-card {
    background: var(--anx-surface-hi) !important;
    border: 1px solid var(--anx-border-hi) !important;
    color: var(--anx-text) !important;
}
[data-theme="light"] .calc-preview-card .highlight-box {
    background: rgba(99, 102, 241, 0.06) !important;
    border: 1px solid rgba(99, 102, 241, 0.15) !important;
}
[data-theme="light"] .calc-preview-card .metric-label,
[data-theme="light"] .calc-preview-card .stat-metric-row span:first-child,
[data-theme="light"] .calc-preview-card .stat-metric-row .text-muted {
    color: #475569 !important;
}
[data-theme="light"] .calc-preview-card .metric-value {
    color: #0f172a !important;
}
[data-theme="light"] .calc-preview-card .metric-subtext,
[data-theme="light"] .calc-preview-card p.text-muted {
    color: #64748b !important;
}

/* 11. Alerts in Light Mode */
[data-theme="light"] .alert-info {
    background: rgba(59, 130, 246, 0.1) !important;
    color: #1d4ed8 !important;
    border-color: rgba(59, 130, 246, 0.3) !important;
}
[data-theme="light"] .alert-success {
    background: rgba(16, 185, 129, 0.12) !important;
    color: #047857 !important;
    border-color: rgba(16, 185, 129, 0.3) !important;
}
[data-theme="light"] .alert-warning {
    background: rgba(245, 158, 11, 0.12) !important;
    color: #b45309 !important;
    border-color: rgba(245, 158, 11, 0.3) !important;
}
[data-theme="light"] .alert-danger {
    background: rgba(239, 68, 68, 0.1) !important;
    color: #b91c1c !important;
    border-color: rgba(239, 68, 68, 0.3) !important;
}
[data-theme="light"] .bg-dark {
    background: var(--anx-surface-hi) !important;
    color: var(--anx-text) !important;
    border-color: var(--anx-border-hi) !important;
}
[data-theme="light"] .bg-dark.alert {
    background: #ffffff !important;
    color: #0f172a !important;
    box-shadow: 0 4px 20px rgba(99, 102, 241, 0.08) !important;
}

/* 12. EMI Result & Calculation Badges */
.emi-result {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.12) 0%, rgba(139, 92, 246, 0.16) 100%);
    border: 1px solid rgba(99, 102, 241, 0.3);
    color: #1e1b4b;
    border-radius: 25px;
    padding: 1.5rem;
    text-align: center;
    box-shadow: 0 4px 18px rgba(99, 102, 241, 0.08);
}
[data-theme="dark"] .emi-result {
    background: linear-gradient(135deg, rgba(99, 102, 241, 0.28) 0%, rgba(139, 92, 246, 0.32) 100%);
    border-color: rgba(99, 102, 241, 0.5);
    color: #ffffff;
    box-shadow: 0 8px 24px rgba(99, 102, 241, 0.25);
}
.emi-amount {
    font-size: 2.2rem !important;
    font-weight: 800;
    color: inherit;
    font-variant-numeric: tabular-nums;
}

.value-display {
    padding: 2px 8px;
    border-radius: 6px;
    font-size: 0.76rem;
    font-weight: 700;
    background: rgba(99, 102, 241, 0.12);
    color: #3730a3;
    border: 1px solid rgba(99, 102, 241, 0.25);
}
[data-theme="dark"] .value-display {
    background: rgba(99, 102, 241, 0.25);
    color: #c7d2fe;
    border-color: rgba(99, 102, 241, 0.45);
}

/* 13. Financial Cashflow Metric Cards */
.metric-card {
    background: var(--anx-surface-hi);
    backdrop-filter: blur(16px);
    border-radius: var(--anx-radius);
    border: 1px solid var(--anx-border);
    padding: 1.35rem;
    box-shadow: var(--anx-card-shadow);
    height: 100%;
    transition: transform 0.25s var(--anx-transition), box-shadow 0.25s var(--anx-transition);
}
.metric-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--anx-card-shadow-hover);
}
.card-income { border-left: 4px solid #10b981 !important; }
.card-outgoing { border-left: 4px solid #ef4444 !important; }
.card-surplus { border-left: 4px solid #6366f1 !important; }
.card-wallets { border-left: 4px solid #f59e0b !important; }